Florida Health Insurance News On John Edwards Health Plan

Kirsten Portrie
insurance news

A future presidential candidate, John Edwards, on Thursday proposed cutting health care costs by overhauling the patent process for breakthrough drugs and requiring health insurance companies to spend at least 85 percent of their premiums on patient care.

The former North Carolina senator offered details of a universal health care proposal he released in February during an appearance at the East Riverside Health Center, a federally funded community clinic.

Edwards' plan would offer cash payments in place of long-term patents for companies that develop certain breakthrough drugs and then reap large profits because of the monopolies those patents provide.

He said offering cash incentives instead would allow multiple companies to produce generic and other versions of those drugs to drive down prices. Campaign officials said the payments could be voluntary for drug companies and would be aimed at spurring the development of drugs that cure diseases.

"Dealing with the health care crisis is about more than just about coverage," Edwards said. "Our health care system is entirely too expensive. We put more money into health care than any country in the industrialized world and we get one of the worst products out in the other end."

He also said his plan would require health insurance companies to spend at least 85 percent of the premiums they collect on patient care, adding that 30 percent of insurance premiums currently go toward administrative expenses and profit. He said New York, Minnesota, New Jersey, Florida already impose similar requirements.

His plan also would require that all Americans sign up for health insurance and would enact various reforms aimed at lowering administrative costs for providers and improving chronic and preventive care for patients. About 47 million people currently lack health insurance in the United States.

Edwards has faced criticism for his universal health care plan, in part because it would raise taxes and could cost $90 billion to $120 billion.

Edwards said his health care proposal would save families up to $2,500 annually.

Edwards said Detroit, where General Motors Corp., Ford Motor Co. and DaimlerChrysler AG's Chrysler Group spend $16 billion annually on health care costs and are expected to pay $114 billion in future retiree benefits, is indicative of health care ailments felt nationwide.

"These companies and their unions made a promise to workers," he said. "And that promise was that they'd have health care coverage. And now it's time for the government to meet its share of the responsibility of ensuring that those promises are met."

Edwards previously has proposed that employers be required to provide health coverage to workers or pay into a government fund to support insurance and allow workers to choose among plans.

A rival Democratic presidential candidate, Illinois Sen. Barack Obama (news, bio, voting record), has proposed to provide health care to millions of Americans and more affordable medical insurance, financed by tax increases on the wealthy.
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Health News: The Secret To Good Health Is Simple

 I-key Benney

How good is your health?

Most people forget that good health is the greatest asset they can have in life.

They work hard all their lives without taking proper care of themselves
for many years until one day they break down.

Don't wait until you've a nervous break down, to face the reality.

You should balance your activities with the proper amount of rest.

Some of the leading experts in the field of aging now believe that regular exercise along with the proper amount of rest may actually add years to the life span.

Results from a number of tests indicate that speed and muscular strength of many of the elderly can be extended.

Leading authorities agree that this new data is going to shatter many of the myths about aging and physical performance.

The conclusion now is that the performance and ability of the elderly has long been underestimated, diet, proper sleep and exercise along with rest and relaxation are all important factors in preserving our bodies.

Laughter is one of the best things for your mental and physical state.

People are naturally attracted to someone who has a good sense of humor.

You can develop a good outlook and a good sense of humor by associating with and surrounding yourself with pleasant happy people.

Recognize that stress is a killer. A life filled with stress can really wreak havoc on your body causing a number of illnesses such as hear attacks, strokes, asthma, gastric problems, menstrual disorders, ulcerative colitis, angina, irritable colon, increased blood pressure, ulcers, headaches, etc.

There are different types of stress such as mental, emotional and physical.

Emotional stress seems to take the greatest toll on everyone.

All stress is not bad; in fact, life would not be very interesting if it were not met with challenges.

However, too much stress, too often with no effective and appropriate outlet, does not allow the body and soul to recuperate.

You might review a typical week to see if you can identify things that might be making you anxious or causing you stress.

Once identified, stressors can be attacked and eliminated.

Are you a worrier? Chronic worriers don't have more serious problems than others - they just think they do.

Many worriers try to cope by trying not to think about their problems, but this just makes things worse.

Doctors say that chronic worriers feel less anxious if they actually spend a half-hour a day thinking specifically about their problems.

Get plenty of exercise. People who are physically fit look good and feel good.

A good exercise regimen will lengthen your life. Improve your appearance, build self confidence and help delay the aging process.

Remember that you need to do something physical every day.

If you don't use your joints, quite simply they'll tighten up with age to create the stooped, bent and worn out appearance we so often associate with old age.

Studies have shown that people with arthritis experience less pain if they continue to keep their joints flexible.

As one gets older, the bones tend to get brittle which is why it is common for senior citizens to break bones and especially their hips when they fall.

Eating right, getting proper sleep and learning to relax are all very valuable in maintaining a healthy body and mind.

And keep in mind that eating healthy foods and avoiding those high in fats, sodium and cholesterol will help to decrease your risk of heart disease, high blood pressure and associated problems.

May these good health news and insights help you to live a longer, healthy and happy life.

Warmly,

I-key Benney, CEO
I-key, a Millionaire CEO from New York City is the creator of "Mscsrrr: Millionaire Secret Cash System", (online currency trading [http://www.forexmillionaire.com]), program which has helped thousands of ordinary people from all over the world to attain financial security and shining success during the past 2 yrs.

Mscsrrr Millionaire Secret Cash System helps you to generate $1,500+/Week for life, from home or office, part time or full time. No large investment or hassles. Win $1000-$2000 free “cash”…

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